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Legal

Terms & Conditions

Last updated: 10 August 2025

Welcome to CashGrip. By accessing or using our website, applications, and services (collectively, the “Services”), you agree to these Terms & Conditions and our Privacy Policy. If you’re using the Services on behalf of a company, you represent that you’re authorised to bind that company to these Terms.

1. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Services.

2. Accounts

You may need an account to access certain features. You’re responsible for the security of your credentials and all activity under your account. Keep your information accurate and up to date.

3. Use of Services

  • Use the Services only for lawful purposes and in accordance with these Terms.
  • Don’t interfere with or disrupt the Services or attempt to access them using unauthorised means.
  • You’re responsible for your content and for complying with all applicable laws and card/fintech rules.

4. Fees & Payments

Some features are paid. You agree to pay all applicable fees, taxes, and charges described in our Pricing. Fees are non‑refundable unless required by law or explicitly stated.

5. Subscriptions & Billing

  • Subscriptions renew automatically unless cancelled before the renewal date.
  • We may suspend or terminate if payment fails or the account is in arrears.
  • Invoice and receipt emails may be sent to your registered email address.

6. Acceptable Use

  • No fraud, spam, phishing, malware, or abusive behaviour.
  • No posting or transmitting content that is illegal, infringing, or harmful.
  • No scraping, rate‑limiting evasion, or reverse engineering except as permitted by law.

7. Intellectual Property

The Services, including software, design, and content, are owned by or licensed to CashGrip. You receive a limited, non‑exclusive, non‑transferable right to use the Services in accordance with these Terms. You may not copy, modify, or create derivative works without permission.

8. Integrations & Third‑Party Services

The Services may integrate with third‑party platforms (e.g., payment providers). Your use of any third‑party service is subject to that provider’s terms and privacy policies. CashGrip is not responsible for third‑party services.

9. Beta Features

We may offer early or experimental features. Beta features are provided “as is,” may change without notice, and may be discontinued at any time.

10. Data & Privacy

We handle personal information in accordance with our Privacy Policy. You’re responsible for obtaining any required consents from your end‑users.

11. Security

We take reasonable measures to protect the Services, but no system is perfectly secure. Promptly notify us of suspected unauthorised access or security incidents.

12. Service Levels & Availability

We aim for high availability but do not guarantee uninterrupted service. Planned maintenance or incidents may affect access. We’re not liable for delays or failures caused by events beyond our control.

13. Suspension & Termination

We may suspend or terminate your access if you violate these Terms or if required by law. You may stop using the Services at any time. Sections intended to survive termination will do so.

14. Disclaimers

The Services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We disclaim all warranties of merchantability, fitness for a particular purpose, and non‑infringement to the fullest extent permitted by law.

15. Limitation of Liability

To the maximum extent permitted by law, CashGrip and its affiliates will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or use. Our total liability for any claim shall not exceed the amounts you paid to us in the 3 months preceding the event giving rise to the claim.

16. Indemnity

You agree to indemnify and hold harmless CashGrip and its affiliates from any claims, losses, or expenses (including legal fees) arising from your use of the Services or your breach of these Terms.

17. Changes to these Terms

We may update these Terms periodically. Material changes will be communicated by updating the “Last updated” date and, when appropriate, by additional notice. Continued use constitutes acceptance.

18. Governing Law & Jurisdiction

These Terms are governed by the laws of the Republic of South Africa. You agree to the exclusive jurisdiction of the courts of South Africa for any disputes arising from these Terms or the Services.

19. Contact

Questions? Reach us at team@cashgrip.co.za.

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